You always think it’ll never happen to you until it does. Car accidents can be disorienting and stressful. It’s one of those things you want to get out of immediately. Having said those, it’s better to know how to deal with accidents in case it happens to you than to be completely clueless.
1. Don’t Leave The Accident Site
Who wants to hang around stressful conditions, right? However, you have to remember to wait for the authorities to clear your departure, because they will need information from you. Otherwise you may have to face serious criminal repercussions, especially if there are injured people involved.
2. Call The Police
Don’t assume that there will be no need for authorities when an accident happens, no matter how small it may be. Calling the police is necessary because they file the report of the incident for you, which may help you with insurance claims and the car repair expenses reimbursement. Just remember to list the names and badge numbers of the attending officers.
3. Contact A Lawyer
In case anyone involved in the accident got injured or had major damage in their vehicles, seeking legal advice from a professional is always recommended. This way you’ll have someone represent you and deal with the legal consequences, whether you’re the one at fault or not.
4. Photograph Possible Evidences In The Scene
Nowadays, testimonies from the people in the accident involved as well as the possible witnesses aren’t enough to stand in court. You’ll be able to make your case stronger if you have solid proofs like pictures and videos. Aside from that, it will be easier for you to claim compensation from your insurance company when you’re armed with evidence rather than just statements.
5. Exchange Information
You need full names, driver’s license and license plate numbers, contact information (phone number, address, and insurance information) of the other driver or passengers involved. The more information you have, the easier it will be for you to deal with the aftermath of the accident whether or not a legal case and insurance claims happens. Just imagine when you get your car repaired and you have no way to contact the driver who owes it to you. You’d end up shelling out for all the expenses then.